EastoverCapital

• Founded in 1988, Charlotte, North Carolina based Eastover Capital Management provides active portfolio management for individual and institutional clients throughout the United States.
• A fee-only Registered Investment Adviser regulated by the SEC, Eastover Capital Management custodies its clients’ assets through Fidelity Institutional Wealth Services.
• Eastover Capital Management’s portfolio management philosophy combines equity strategies with high-quality bond allocations, designed to provide diversified, stable portfolios that minimize risk and emotion.

• An approach that involves looking at the “global big picture” and then breaking those components down into finer detail.
• After looking at the big picture conditions throughout the world, different sectors are analyzed to select those that we believe to be more favorable, while avoiding those that appear less promising.
• Within these sectors, stocks of specific companies are further analyzed to determine a “short list”.
• Companies with a proven record of increasing dividends, growing revenues and strong financials are screened for eventual selection.
• For clients with fixed Income allocation needs, individual bonds are selected, utilizing a bond ladder strategy.
• Laddering involves the selection of bonds with different maturity dates, rather than one large bond with a single maturity date.
• Because of the staggered maturities, the strategy minimizes interest rate risk, while increasing liquidity.
• Evenly spaced maturity dates allow the proceeds from maturing bonds to be reinvested at regular intervals, providing important diversification.
• Bond ladders are customized to match the cash flow demands of individual clients.